Call report 2005Q4
WESTERN RESERVE BANK — 2005Q4
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,743,000 | USD | evidence → |
| Total loans | 111,190,000 | USD | evidence → |
| Allowance for loan losses | 1,542,000 | USD | evidence → |
| Securities available for sale | 7,301,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,963,000 | USD | evidence → |
| Interest-bearing deposits | 99,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,577,000 | USD | evidence → |
| Equity capital | 9,396,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,928,000 | USD | evidence → |
| Interest expense | 2,981,000 | USD | evidence → |
| Net interest income | 4,947,000 | USD | evidence → |
| Noninterest income | 457,000 | USD | evidence → |
| Noninterest expense | 3,929,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 1,457,000 | USD | evidence → |
| Income tax | 489,000 | USD | evidence → |
| Net income | 968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,423,000 | USD | evidence → |
| Total capital | 12,325,000 | USD | evidence → |
| Risk-weighted assets | 111,986,000 | USD | evidence → |