Call reports 2005

WESTERN RESERVE BANK — 2005

Name: WESTERN RESERVE BANK — FFIEC call report 2005
Creator: WESTERN RESERVE BANK

What WESTERN RESERVE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ae3ae4c7-41f7-4103-9ae4-47c15cdaa4ba/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	116,584,000	124,342,000	126,667,000	127,743,000
Total loans	107,788,000	112,464,000	111,266,000	111,190,000
Allowance for loan losses	1,631,000	1,547,000	1,553,000	1,542,000
Securities available for sale	1,336,000	1,594,000	2,030,000	7,301,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	104,040,000	109,155,000	112,200,000	112,963,000
Interest-bearing deposits	90,200,000	96,318,000	98,714,000	99,386,000
Noninterest-bearing deposits	13,840,000	12,837,000	13,486,000	13,577,000
Equity capital	8,222,000	8,942,000	9,160,000	9,396,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,699,000	3,618,000	5,707,000	7,928,000
Interest expense	591,000	1,301,000	2,103,000	2,981,000
Net interest income	1,108,000	2,317,000	3,604,000	4,947,000
Noninterest income	147,000	264,000	367,000	457,000
Noninterest expense	953,000	1,899,000	2,884,000	3,929,000
Provision for loan losses	29,000	-57,000	11,000	18,000
Pretax income	273,000	739,000	1,076,000	1,457,000
Income tax	92,000	248,000	361,000	489,000
Net income	181,000	491,000	715,000	968,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,236,000	8,946,000	9,170,000	9,423,000
Total capital	11,120,000	11,873,000	12,090,000	12,325,000
Risk-weighted assets	110,437,000	114,009,000	113,464,000	111,986,000