Call report 2003Q1
WESTERN RESERVE BANK — 2003Q1
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,106,000 | USD | evidence → |
| Total loans | 76,974,000 | USD | evidence → |
| Allowance for loan losses | 1,092,000 | USD | evidence → |
| Securities available for sale | 2,215,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,677,000 | USD | evidence → |
| Interest-bearing deposits | 65,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,284,000 | USD | evidence → |
| Equity capital | 6,420,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,207,000 | USD | evidence → |
| Interest expense | 385,000 | USD | evidence → |
| Net interest income | 822,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 640,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 208,000 | USD | evidence → |
| Income tax | 71,000 | USD | evidence → |
| Net income | 137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,399,000 | USD | evidence → |
| Total capital | 8,851,000 | USD | evidence → |
| Risk-weighted assets | 75,999,000 | USD | evidence → |