Call report 2002Q4
WESTERN RESERVE BANK — 2002Q4
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,295,000 | USD | evidence → |
| Total loans | 74,887,000 | USD | evidence → |
| Allowance for loan losses | 1,042,000 | USD | evidence → |
| Securities available for sale | 2,865,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,027,000 | USD | evidence → |
| Interest-bearing deposits | 62,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,022,000 | USD | evidence → |
| Equity capital | 6,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,630,000 | USD | evidence → |
| Interest expense | 1,495,000 | USD | evidence → |
| Net interest income | 3,135,000 | USD | evidence → |
| Noninterest income | 246,000 | USD | evidence → |
| Noninterest expense | 2,209,000 | USD | evidence → |
| Provision for loan losses | 297,000 | USD | evidence → |
| Pretax income | 875,000 | USD | evidence → |
| Income tax | 301,000 | USD | evidence → |
| Net income | 574,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,262,000 | USD | evidence → |
| Total capital | 8,689,000 | USD | evidence → |
| Risk-weighted assets | 74,029,000 | USD | evidence → |