Call report 2008Q1
SPIRITBANK — 2008Q1
The 22 measures SPIRITBANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,255,592,000 | USD | evidence → |
| Total loans | 1,023,904,000 | USD | evidence → |
| Allowance for loan losses | 12,231,000 | USD | evidence → |
| Securities available for sale | 130,153,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 878,466,000 | USD | evidence → |
| Interest-bearing deposits | 731,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 146,729,000 | USD | evidence → |
| Equity capital | 84,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,771,000 | USD | evidence → |
| Interest expense | 8,664,000 | USD | evidence → |
| Net interest income | 12,107,000 | USD | evidence → |
| Noninterest income | 4,166,000 | USD | evidence → |
| Noninterest expense | 11,695,000 | USD | evidence → |
| Provision for loan losses | 5,613,000 | USD | evidence → |
| Pretax income | -982,000 | USD | evidence → |
| Income tax | -195,000 | USD | evidence → |
| Net income | -787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,367,000 | USD | evidence → |
| Total capital | 101,816,000 | USD | evidence → |
| Risk-weighted assets | 971,858,000 | USD | evidence → |