Call report 2007Q4
SPIRITBANK — 2007Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,136,157,000 | USD | evidence → |
| Total loans | 928,131,000 | USD | evidence → |
| Allowance for loan losses | 7,143,000 | USD | evidence → |
| Securities available for sale | 118,278,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 814,405,000 | USD | evidence → |
| Interest-bearing deposits | 666,489,000 | USD | evidence → |
| Noninterest-bearing deposits | 147,916,000 | USD | evidence → |
| Equity capital | 79,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,140,000 | USD | evidence → |
| Interest expense | 39,432,000 | USD | evidence → |
| Net interest income | 40,708,000 | USD | evidence → |
| Noninterest income | 19,565,000 | USD | evidence → |
| Noninterest expense | 42,942,000 | USD | evidence → |
| Provision for loan losses | 4,750,000 | USD | evidence → |
| Pretax income | 12,582,000 | USD | evidence → |
| Income tax | 3,571,000 | USD | evidence → |
| Net income | 9,011,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,154,000 | USD | evidence → |
| Total capital | 93,397,000 | USD | evidence → |
| Risk-weighted assets | 892,937,000 | USD | evidence → |