Call report 2015Q4
CITIZENS BANK & TRUST COMPANY — 2015Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,732,000 | USD | evidence → |
| Total loans | 127,286,000 | USD | evidence → |
| Allowance for loan losses | 947,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 24,965,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,360,000 | USD | evidence → |
| Interest-bearing deposits | 94,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,013,000 | USD | evidence → |
| Equity capital | 16,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,039,000 | USD | evidence → |
| Interest expense | 1,011,000 | USD | evidence → |
| Net interest income | 6,028,000 | USD | evidence → |
| Noninterest income | 448,000 | USD | evidence → |
| Noninterest expense | 3,255,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,139,000 | USD | evidence → |
| Income tax | 741,000 | USD | evidence → |
| Net income | 2,398,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,936,000 | USD | evidence → |
| Total capital | 17,883,000 | USD | evidence → |
| Risk-weighted assets | 151,280,000 | USD | evidence → |