Call report 2015Q3
CITIZENS BANK & TRUST COMPANY — 2015Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,131,000 | USD | evidence → |
| Total loans | 127,335,000 | USD | evidence → |
| Allowance for loan losses | 950,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 25,197,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,612,000 | USD | evidence → |
| Interest-bearing deposits | 97,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,560,000 | USD | evidence → |
| Equity capital | 16,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,177,000 | USD | evidence → |
| Interest expense | 747,000 | USD | evidence → |
| Net interest income | 4,430,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 2,241,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,440,000 | USD | evidence → |
| Income tax | 587,000 | USD | evidence → |
| Net income | 1,853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,591,000 | USD | evidence → |
| Total capital | 17,541,000 | USD | evidence → |
| Risk-weighted assets | 150,882,000 | USD | evidence → |