Call report 2015Q2
MERIT BANK — 2015Q2
The 22 measures MERIT BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,854,000 | USD | evidence → |
| Total loans | 17,154,000 | USD | evidence → |
| Allowance for loan losses | 164,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,401,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,804,000 | USD | evidence → |
| Interest-bearing deposits | 15,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,861,000 | USD | evidence → |
| Equity capital | 2,985,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 667,000 | USD | evidence → |
| Interest expense | 40,000 | USD | evidence → |
| Net interest income | 627,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 612,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 65,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 65,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,985,000 | USD | evidence → |
| Total capital | 3,149,000 | USD | evidence → |
| Risk-weighted assets | 14,850,000 | USD | evidence → |