Call report 2015Q1
MERIT BANK — 2015Q1
The 22 measures MERIT BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,577,000 | USD | evidence → |
| Total loans | 18,113,000 | USD | evidence → |
| Allowance for loan losses | 165,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,585,000 | USD | evidence → |
| Interest-bearing deposits | 16,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,360,000 | USD | evidence → |
| Equity capital | 2,956,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 336,000 | USD | evidence → |
| Interest expense | 20,000 | USD | evidence → |
| Net interest income | 316,000 | USD | evidence → |
| Noninterest income | 28,000 | USD | evidence → |
| Noninterest expense | 308,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 36,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 36,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,956,000 | USD | evidence → |
| Total capital | 3,121,000 | USD | evidence → |
| Risk-weighted assets | 15,386,000 | USD | evidence → |