Call report 2007Q3
MERIT BANK — 2007Q3
The 22 measures MERIT BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,634,000 | USD | evidence → |
| Total loans | 15,202,000 | USD | evidence → |
| Allowance for loan losses | 55,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,655,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,888,000 | USD | evidence → |
| Interest-bearing deposits | 11,945,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,943,000 | USD | evidence → |
| Equity capital | 3,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,190,000 | USD | evidence → |
| Interest expense | 196,000 | USD | evidence → |
| Net interest income | 994,000 | USD | evidence → |
| Noninterest income | 83,000 | USD | evidence → |
| Noninterest expense | 1,138,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -61,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -61,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,435,000 | USD | evidence → |
| Total capital | 3,490,000 | USD | evidence → |
| Risk-weighted assets | 12,278,000 | USD | evidence → |