Call report 2007Q2
MERIT BANK — 2007Q2
The 22 measures MERIT BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,764,000 | USD | evidence → |
| Total loans | 14,399,000 | USD | evidence → |
| Allowance for loan losses | 55,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,157,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,976,000 | USD | evidence → |
| Interest-bearing deposits | 12,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,844,000 | USD | evidence → |
| Equity capital | 3,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 789,000 | USD | evidence → |
| Interest expense | 131,000 | USD | evidence → |
| Net interest income | 658,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 630,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 82,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,578,000 | USD | evidence → |
| Total capital | 3,633,000 | USD | evidence → |
| Risk-weighted assets | 11,671,000 | USD | evidence → |