Call report 2005Q4
MERIT BANK — 2005Q4
The 22 measures MERIT BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,974,000 | USD | evidence → |
| Total loans | 13,536,000 | USD | evidence → |
| Allowance for loan losses | 54,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,185,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,435,000 | USD | evidence → |
| Interest-bearing deposits | 12,560,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,875,000 | USD | evidence → |
| Equity capital | 3,490,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,293,000 | USD | evidence → |
| Interest expense | 167,000 | USD | evidence → |
| Net interest income | 1,126,000 | USD | evidence → |
| Noninterest income | 144,000 | USD | evidence → |
| Noninterest expense | 1,267,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,490,000 | USD | evidence → |
| Total capital | 3,544,000 | USD | evidence → |
| Risk-weighted assets | 10,959,000 | USD | evidence → |