Call report 2005Q3
MERIT BANK — 2005Q3
The 22 measures MERIT BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,449,000 | USD | evidence → |
| Total loans | 14,112,000 | USD | evidence → |
| Allowance for loan losses | 53,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,640,000 | USD | evidence → |
| Interest-bearing deposits | 13,050,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,590,000 | USD | evidence → |
| Equity capital | 3,513,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 964,000 | USD | evidence → |
| Interest expense | 120,000 | USD | evidence → |
| Net interest income | 844,000 | USD | evidence → |
| Noninterest income | 97,000 | USD | evidence → |
| Noninterest expense | 923,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 18,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 18,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,513,000 | USD | evidence → |
| Total capital | 3,566,000 | USD | evidence → |
| Risk-weighted assets | 11,448,000 | USD | evidence → |