Call report 2002Q2
HERITAGE BANK & TRUST COMPANY — 2002Q2
The 22 measures HERITAGE BANK & TRUST COMPANY reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 13,707,000 | USD | evidence → |
| Total loans | 8,107,000 | USD | evidence → |
| Allowance for loan losses | 160,000 | USD | evidence → |
| Securities available for sale | 2,017,000 | USD | evidence → |
| Securities held to maturity | 500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 11,363,000 | USD | evidence → |
| Interest-bearing deposits | 9,492,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,871,000 | USD | evidence → |
| Equity capital | 2,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 440,000 | USD | evidence → |
| Interest expense | 55,000 | USD | evidence → |
| Net interest income | 385,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 262,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 79,000 | USD | evidence → |
| Income tax | -15,000 | USD | evidence → |
| Net income | 94,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,509,000 | USD | evidence → |
| Total capital | 1,606,000 | USD | evidence → |
| Risk-weighted assets | 7,734,000 | USD | evidence → |