Call report 2002Q1
HERITAGE BANK & TRUST COMPANY — 2002Q1
The 22 measures HERITAGE BANK & TRUST COMPANY reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 15,046,000 | USD | evidence → |
| Total loans | 8,726,000 | USD | evidence → |
| Allowance for loan losses | 160,000 | USD | evidence → |
| Securities available for sale | 1,983,000 | USD | evidence → |
| Securities held to maturity | 500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 12,814,000 | USD | evidence → |
| Interest-bearing deposits | 10,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,086,000 | USD | evidence → |
| Equity capital | 2,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 232,000 | USD | evidence → |
| Interest expense | 13,000 | USD | evidence → |
| Net interest income | 219,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 118,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 63,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 68,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,486,000 | USD | evidence → |
| Total capital | 1,592,000 | USD | evidence → |
| Risk-weighted assets | 8,460,000 | USD | evidence → |