Call report 2025Q4
CITIZENS BANK & TRUST COMPANY — 2025Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 551,687,000 | USD | evidence → |
| Total loans | 312,213,000 | USD | evidence → |
| Allowance for loan losses | 4,494,000 | USD | evidence → |
| Securities available for sale | 115,472,000 | USD | evidence → |
| Securities held to maturity | 22,962,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,755,000 | USD | evidence → |
| Interest-bearing deposits | 378,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,733,000 | USD | evidence → |
| Equity capital | 60,709,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,952,000 | USD | evidence → |
| Interest expense | 8,834,000 | USD | evidence → |
| Net interest income | 19,118,000 | USD | evidence → |
| Noninterest income | 2,756,000 | USD | evidence → |
| Noninterest expense | 11,087,000 | USD | evidence → |
| Provision for loan losses | 362,000 | USD | evidence → |
| Pretax income | 10,347,000 | USD | evidence → |
| Income tax | 2,435,000 | USD | evidence → |
| Net income | 7,912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,060,000 | USD | evidence → |