Call report 2025Q3
CITIZENS BANK & TRUST COMPANY — 2025Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 539,347,000 | USD | evidence → |
| Total loans | 313,741,000 | USD | evidence → |
| Allowance for loan losses | 4,526,000 | USD | evidence → |
| Securities available for sale | 114,511,000 | USD | evidence → |
| Securities held to maturity | 23,552,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,746,000 | USD | evidence → |
| Interest-bearing deposits | 366,807,000 | USD | evidence → |
| Noninterest-bearing deposits | 108,939,000 | USD | evidence → |
| Equity capital | 61,150,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,750,000 | USD | evidence → |
| Interest expense | 6,628,000 | USD | evidence → |
| Net interest income | 14,122,000 | USD | evidence → |
| Noninterest income | 2,067,000 | USD | evidence → |
| Noninterest expense | 8,307,000 | USD | evidence → |
| Provision for loan losses | 337,000 | USD | evidence → |
| Pretax income | 7,582,000 | USD | evidence → |
| Income tax | 1,779,000 | USD | evidence → |
| Net income | 5,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,851,000 | USD | evidence → |