Call report 2012Q2
CITIZENS BANK & TRUST COMPANY — 2012Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 366,435,000 | USD | evidence → |
| Total loans | 229,333,000 | USD | evidence → |
| Allowance for loan losses | 4,301,000 | USD | evidence → |
| Securities available for sale | 68,395,000 | USD | evidence → |
| Securities held to maturity | 44,244,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 323,443,000 | USD | evidence → |
| Interest-bearing deposits | 272,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,597,000 | USD | evidence → |
| Equity capital | 38,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,229,000 | USD | evidence → |
| Interest expense | 977,000 | USD | evidence → |
| Net interest income | 7,252,000 | USD | evidence → |
| Noninterest income | 1,131,000 | USD | evidence → |
| Noninterest expense | 4,171,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 2,912,000 | USD | evidence → |
| Income tax | 780,000 | USD | evidence → |
| Net income | 2,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,164,000 | USD | evidence → |
| Total capital | 40,103,000 | USD | evidence → |
| Risk-weighted assets | 233,752,000 | USD | evidence → |