Call report 2012Q1
CITIZENS BANK & TRUST COMPANY — 2012Q1
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,290,000 | USD | evidence → |
| Total loans | 225,949,000 | USD | evidence → |
| Allowance for loan losses | 4,056,000 | USD | evidence → |
| Securities available for sale | 69,271,000 | USD | evidence → |
| Securities held to maturity | 43,092,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 327,334,000 | USD | evidence → |
| Interest-bearing deposits | 280,455,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,879,000 | USD | evidence → |
| Equity capital | 38,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,132,000 | USD | evidence → |
| Interest expense | 511,000 | USD | evidence → |
| Net interest income | 3,621,000 | USD | evidence → |
| Noninterest income | 521,000 | USD | evidence → |
| Noninterest expense | 2,074,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,768,000 | USD | evidence → |
| Income tax | 517,000 | USD | evidence → |
| Net income | 1,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,783,000 | USD | evidence → |
| Total capital | 40,683,000 | USD | evidence → |
| Risk-weighted assets | 230,853,000 | USD | evidence → |