Call report 2004Q1
CITIZENS BANK & TRUST COMPANY — 2004Q1
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,294,000 | USD | evidence → |
| Total loans | 168,411,000 | USD | evidence → |
| Allowance for loan losses | 1,882,000 | USD | evidence → |
| Securities available for sale | 40,248,000 | USD | evidence → |
| Securities held to maturity | 26,125,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,341,000 | USD | evidence → |
| Interest-bearing deposits | 192,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,929,000 | USD | evidence → |
| Equity capital | 27,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,388,000 | USD | evidence → |
| Interest expense | 704,000 | USD | evidence → |
| Net interest income | 2,684,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 1,697,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 1,307,000 | USD | evidence → |
| Income tax | 434,000 | USD | evidence → |
| Net income | 873,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,111,000 | USD | evidence → |
| Total capital | 28,993,000 | USD | evidence → |
| Risk-weighted assets | 164,653,000 | USD | evidence → |