Call report 2003Q4
CITIZENS BANK & TRUST COMPANY — 2003Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,798,000 | USD | evidence → |
| Total loans | 161,176,000 | USD | evidence → |
| Allowance for loan losses | 1,754,000 | USD | evidence → |
| Securities available for sale | 36,292,000 | USD | evidence → |
| Securities held to maturity | 28,830,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,571,000 | USD | evidence → |
| Interest-bearing deposits | 195,511,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,060,000 | USD | evidence → |
| Equity capital | 27,672,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,896,000 | USD | evidence → |
| Interest expense | 3,257,000 | USD | evidence → |
| Net interest income | 10,639,000 | USD | evidence → |
| Noninterest income | 1,618,000 | USD | evidence → |
| Noninterest expense | 6,838,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 4,999,000 | USD | evidence → |
| Income tax | 1,636,000 | USD | evidence → |
| Net income | 3,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,038,000 | USD | evidence → |
| Total capital | 28,792,000 | USD | evidence → |
| Risk-weighted assets | 164,688,000 | USD | evidence → |