Call report 2006Q1
BANK OF RIDGEWAY — 2006Q1
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,672,000 | USD | evidence → |
| Total loans | 72,100,000 | USD | evidence → |
| Allowance for loan losses | 1,047,000 | USD | evidence → |
| Securities available for sale | 19,995,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,178,000 | USD | evidence → |
| Interest-bearing deposits | 68,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,246,000 | USD | evidence → |
| Equity capital | 13,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,422,000 | USD | evidence → |
| Interest expense | 452,000 | USD | evidence → |
| Net interest income | 970,000 | USD | evidence → |
| Noninterest income | 235,000 | USD | evidence → |
| Noninterest expense | 805,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 311,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,905,000 | USD | evidence → |
| Total capital | 8,783,000 | USD | evidence → |
| Risk-weighted assets | 70,107,000 | USD | evidence → |