Call report 2005Q4
BANK OF RIDGEWAY — 2005Q4
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,303,000 | USD | evidence → |
| Total loans | 63,275,000 | USD | evidence → |
| Allowance for loan losses | 950,000 | USD | evidence → |
| Securities available for sale | 20,615,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,343,000 | USD | evidence → |
| Interest-bearing deposits | 69,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,260,000 | USD | evidence → |
| Equity capital | 13,812,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,972,000 | USD | evidence → |
| Interest expense | 1,365,000 | USD | evidence → |
| Net interest income | 3,607,000 | USD | evidence → |
| Noninterest income | 941,000 | USD | evidence → |
| Noninterest expense | 3,094,000 | USD | evidence → |
| Provision for loan losses | 497,000 | USD | evidence → |
| Pretax income | 958,000 | USD | evidence → |
| Income tax | 366,000 | USD | evidence → |
| Net income | 592,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,721,000 | USD | evidence → |
| Total capital | 8,501,000 | USD | evidence → |
| Risk-weighted assets | 62,209,000 | USD | evidence → |