Call report 2003Q1
CITIZENS BANK — 2003Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,527,000 | USD | evidence → |
| Total loans | 404,858,000 | USD | evidence → |
| Allowance for loan losses | 4,653,000 | USD | evidence → |
| Securities available for sale | 97,909,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,229,000 | USD | evidence → |
| Interest-bearing deposits | 338,508,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,721,000 | USD | evidence → |
| Equity capital | 59,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,807,000 | USD | evidence → |
| Interest expense | 2,137,000 | USD | evidence → |
| Net interest income | 5,670,000 | USD | evidence → |
| Noninterest income | 1,372,000 | USD | evidence → |
| Noninterest expense | 3,539,000 | USD | evidence → |
| Provision for loan losses | 283,000 | USD | evidence → |
| Pretax income | 3,221,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 3,057,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,414,000 | USD | evidence → |
| Total capital | 53,236,000 | USD | evidence → |
| Risk-weighted assets | 304,959,000 | USD | evidence → |