Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 536,274,000 | USD | evidence → |
| Total loans | 403,770,000 | USD | evidence → |
| Allowance for loan losses | 4,430,000 | USD | evidence → |
| Securities available for sale | 86,916,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,055,000 | USD | evidence → |
| Interest-bearing deposits | 337,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,398,000 | USD | evidence → |
| Equity capital | 58,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,004,000 | USD | evidence → |
| Interest expense | 10,465,000 | USD | evidence → |
| Net interest income | 24,539,000 | USD | evidence → |
| Noninterest income | 5,519,000 | USD | evidence → |
| Noninterest expense | 14,960,000 | USD | evidence → |
| Provision for loan losses | 1,195,000 | USD | evidence → |
| Pretax income | 13,982,000 | USD | evidence → |
| Income tax | 928,000 | USD | evidence → |
| Net income | 13,054,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,744,000 | USD | evidence → |
| Total capital | 52,546,000 | USD | evidence → |
| Risk-weighted assets | 303,505,000 | USD | evidence → |