Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,553,624,000 | USD | evidence → |
| Total loans | 947,359,000 | USD | evidence → |
| Allowance for loan losses | 8,468,000 | USD | evidence → |
| Securities available for sale | 453,056,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,995,000 | USD | evidence → |
| Total deposits | 1,242,144,000 | USD | evidence → |
| Interest-bearing deposits | 1,031,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 210,579,000 | USD | evidence → |
| Equity capital | 153,987,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 67,850,000 | USD | evidence → |
| Interest expense | 25,686,000 | USD | evidence → |
| Net interest income | 42,164,000 | USD | evidence → |
| Noninterest income | 14,105,000 | USD | evidence → |
| Noninterest expense | 33,518,000 | USD | evidence → |
| Provision for loan losses | 1,832,000 | USD | evidence → |
| Pretax income | 21,106,000 | USD | evidence → |
| Income tax | 7,969,000 | USD | evidence → |
| Net income | 13,137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,143,000 | USD | evidence → |
| Total capital | 91,830,000 | USD | evidence → |
| Risk-weighted assets | 788,411,000 | USD | evidence → |