Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,479,290,000 | USD | evidence → |
| Total loans | 948,703,000 | USD | evidence → |
| Allowance for loan losses | 8,695,000 | USD | evidence → |
| Securities available for sale | 393,124,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,195,578,000 | USD | evidence → |
| Interest-bearing deposits | 992,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,125,000 | USD | evidence → |
| Equity capital | 153,329,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,929,000 | USD | evidence → |
| Interest expense | 17,510,000 | USD | evidence → |
| Net interest income | 31,419,000 | USD | evidence → |
| Noninterest income | 10,124,000 | USD | evidence → |
| Noninterest expense | 24,327,000 | USD | evidence → |
| Provision for loan losses | 1,350,000 | USD | evidence → |
| Pretax income | 16,053,000 | USD | evidence → |
| Income tax | 6,033,000 | USD | evidence → |
| Net income | 10,020,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,475,000 | USD | evidence → |
| Total capital | 88,170,000 | USD | evidence → |
| Risk-weighted assets | 767,819,000 | USD | evidence → |