Call report 2015Q1
UNITED BANK & TRUST COMPANY — 2015Q1
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 528,420,000 | USD | evidence → |
| Total loans | 270,077,000 | USD | evidence → |
| Allowance for loan losses | 5,352,000 | USD | evidence → |
| Securities available for sale | 189,417,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,914,000 | USD | evidence → |
| Interest-bearing deposits | 291,580,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,334,000 | USD | evidence → |
| Equity capital | 65,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,590,000 | USD | evidence → |
| Interest expense | 709,000 | USD | evidence → |
| Net interest income | 3,881,000 | USD | evidence → |
| Noninterest income | 970,000 | USD | evidence → |
| Noninterest expense | 4,144,000 | USD | evidence → |
| Provision for loan losses | -1,150,000 | USD | evidence → |
| Pretax income | 1,857,000 | USD | evidence → |
| Income tax | 586,000 | USD | evidence → |
| Net income | 1,271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,125,000 | USD | evidence → |
| Total capital | 67,285,000 | USD | evidence → |
| Risk-weighted assets | 331,571,000 | USD | evidence → |