Call report 2014Q4
UNITED BANK & TRUST COMPANY — 2014Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,293,000 | USD | evidence → |
| Total loans | 276,609,000 | USD | evidence → |
| Allowance for loan losses | 6,501,000 | USD | evidence → |
| Securities available for sale | 179,870,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,052,000 | USD | evidence → |
| Interest-bearing deposits | 295,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,367,000 | USD | evidence → |
| Equity capital | 63,492,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,149,000 | USD | evidence → |
| Interest expense | 3,160,000 | USD | evidence → |
| Net interest income | 15,989,000 | USD | evidence → |
| Noninterest income | 1,805,000 | USD | evidence → |
| Noninterest expense | 16,658,000 | USD | evidence → |
| Provision for loan losses | -2,761,000 | USD | evidence → |
| Pretax income | 3,813,000 | USD | evidence → |
| Income tax | 1,196,000 | USD | evidence → |
| Net income | 2,617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,691,000 | USD | evidence → |
| Total capital | 61,728,000 | USD | evidence → |
| Risk-weighted assets | 320,495,000 | USD | evidence → |