Call report 2005Q4
UNITED BANK & TRUST COMPANY — 2005Q4
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,819,000 | USD | evidence → |
| Total loans | 122,383,000 | USD | evidence → |
| Allowance for loan losses | 1,460,000 | USD | evidence → |
| Securities available for sale | 23,568,000 | USD | evidence → |
| Securities held to maturity | 2,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,921,000 | USD | evidence → |
| Interest-bearing deposits | 136,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,207,000 | USD | evidence → |
| Equity capital | 13,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,477,000 | USD | evidence → |
| Interest expense | 3,546,000 | USD | evidence → |
| Net interest income | 5,931,000 | USD | evidence → |
| Noninterest income | 1,175,000 | USD | evidence → |
| Noninterest expense | 3,974,000 | USD | evidence → |
| Provision for loan losses | 88,000 | USD | evidence → |
| Pretax income | 3,041,000 | USD | evidence → |
| Income tax | 858,000 | USD | evidence → |
| Net income | 2,183,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,068,000 | USD | evidence → |
| Total capital | 15,528,000 | USD | evidence → |
| Risk-weighted assets | 126,386,000 | USD | evidence → |