Call report 2005Q3
UNITED BANK & TRUST COMPANY — 2005Q3
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,693,000 | USD | evidence → |
| Total loans | 122,928,000 | USD | evidence → |
| Allowance for loan losses | 1,588,000 | USD | evidence → |
| Securities available for sale | 24,200,000 | USD | evidence → |
| Securities held to maturity | 2,454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,234,000 | USD | evidence → |
| Interest-bearing deposits | 127,395,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,839,000 | USD | evidence → |
| Equity capital | 13,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,789,000 | USD | evidence → |
| Interest expense | 2,518,000 | USD | evidence → |
| Net interest income | 4,271,000 | USD | evidence → |
| Noninterest income | 897,000 | USD | evidence → |
| Noninterest expense | 2,973,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,042,000 | USD | evidence → |
| Income tax | 575,000 | USD | evidence → |
| Net income | 1,467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,798,000 | USD | evidence → |
| Total capital | 15,351,000 | USD | evidence → |
| Risk-weighted assets | 124,213,000 | USD | evidence → |