Call report 2014Q1
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2014Q1
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,850,000 | USD | evidence → |
| Total loans | 18,662,000 | USD | evidence → |
| Allowance for loan losses | 343,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 791,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,127,000 | USD | evidence → |
| Interest-bearing deposits | 24,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,710,000 | USD | evidence → |
| Equity capital | 2,692,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 279,000 | USD | evidence → |
| Interest expense | 39,000 | USD | evidence → |
| Net interest income | 240,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 191,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 50,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 33,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,692,000 | USD | evidence → |
| Total capital | 2,921,000 | USD | evidence → |
| Risk-weighted assets | 18,233,000 | USD | evidence → |