Call report 2013Q4
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2013Q4
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,811,000 | USD | evidence → |
| Total loans | 18,770,000 | USD | evidence → |
| Allowance for loan losses | 328,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 870,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,124,000 | USD | evidence → |
| Interest-bearing deposits | 22,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,255,000 | USD | evidence → |
| Equity capital | 2,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,149,000 | USD | evidence → |
| Interest expense | 204,000 | USD | evidence → |
| Net interest income | 945,000 | USD | evidence → |
| Noninterest income | 58,000 | USD | evidence → |
| Noninterest expense | 785,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 158,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,659,000 | USD | evidence → |
| Total capital | 2,884,000 | USD | evidence → |
| Risk-weighted assets | 17,921,000 | USD | evidence → |