Call report 2012Q4
CITIZENS' BANK, INC. — 2012Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,760,000 | USD | evidence → |
| Total loans | 62,011,000 | USD | evidence → |
| Allowance for loan losses | 1,589,000 | USD | evidence → |
| Securities available for sale | 27,576,000 | USD | evidence → |
| Securities held to maturity | 1,958,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,977,000 | USD | evidence → |
| Interest-bearing deposits | 75,694,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,283,000 | USD | evidence → |
| Equity capital | 11,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,518,000 | USD | evidence → |
| Interest expense | 685,000 | USD | evidence → |
| Net interest income | 3,833,000 | USD | evidence → |
| Noninterest income | 675,000 | USD | evidence → |
| Noninterest expense | 3,671,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 795,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,501,000 | USD | evidence → |
| Total capital | 11,377,000 | USD | evidence → |
| Risk-weighted assets | 69,374,000 | USD | evidence → |