Call report 2012Q3
CITIZENS' BANK, INC. — 2012Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,661,000 | USD | evidence → |
| Total loans | 65,689,000 | USD | evidence → |
| Allowance for loan losses | 1,717,000 | USD | evidence → |
| Securities available for sale | 26,305,000 | USD | evidence → |
| Securities held to maturity | 1,958,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,944,000 | USD | evidence → |
| Interest-bearing deposits | 73,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,230,000 | USD | evidence → |
| Equity capital | 11,154,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,430,000 | USD | evidence → |
| Interest expense | 530,000 | USD | evidence → |
| Net interest income | 2,900,000 | USD | evidence → |
| Noninterest income | 304,000 | USD | evidence → |
| Noninterest expense | 2,752,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 407,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,299,000 | USD | evidence → |
| Total capital | 11,200,000 | USD | evidence → |
| Risk-weighted assets | 71,289,000 | USD | evidence → |