Call report 2012Q1
CITIZENS' BANK, INC. — 2012Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,025,000 | USD | evidence → |
| Total loans | 68,921,000 | USD | evidence → |
| Allowance for loan losses | 1,847,000 | USD | evidence → |
| Securities available for sale | 25,747,000 | USD | evidence → |
| Securities held to maturity | 1,958,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,869,000 | USD | evidence → |
| Interest-bearing deposits | 79,819,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,051,000 | USD | evidence → |
| Equity capital | 10,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,193,000 | USD | evidence → |
| Interest expense | 195,000 | USD | evidence → |
| Net interest income | 998,000 | USD | evidence → |
| Noninterest income | 88,000 | USD | evidence → |
| Noninterest expense | 956,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 130,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,034,000 | USD | evidence → |
| Total capital | 10,966,000 | USD | evidence → |
| Risk-weighted assets | 73,681,000 | USD | evidence → |