Call report 2011Q4
CITIZENS' BANK, INC. — 2011Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,907,000 | USD | evidence → |
| Total loans | 68,351,000 | USD | evidence → |
| Allowance for loan losses | 1,842,000 | USD | evidence → |
| Securities available for sale | 24,407,000 | USD | evidence → |
| Securities held to maturity | 1,960,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,973,000 | USD | evidence → |
| Interest-bearing deposits | 79,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,280,000 | USD | evidence → |
| Equity capital | 10,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,158,000 | USD | evidence → |
| Interest expense | 987,000 | USD | evidence → |
| Net interest income | 4,171,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 3,767,000 | USD | evidence → |
| Provision for loan losses | 648,000 | USD | evidence → |
| Pretax income | 127,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,910,000 | USD | evidence → |
| Total capital | 10,857,000 | USD | evidence → |
| Risk-weighted assets | 74,865,000 | USD | evidence → |