Call report 2009Q4
CITIZENS' BANK, INC. — 2009Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,844,000 | USD | evidence → |
| Total loans | 77,362,000 | USD | evidence → |
| Allowance for loan losses | 1,419,000 | USD | evidence → |
| Securities available for sale | 15,794,000 | USD | evidence → |
| Securities held to maturity | 2,991,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,211,000 | USD | evidence → |
| Interest-bearing deposits | 77,251,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,960,000 | USD | evidence → |
| Equity capital | 11,285,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,899,000 | USD | evidence → |
| Interest expense | 2,043,000 | USD | evidence → |
| Net interest income | 3,856,000 | USD | evidence → |
| Noninterest income | -84,000 | USD | evidence → |
| Noninterest expense | 3,799,000 | USD | evidence → |
| Provision for loan losses | 1,126,000 | USD | evidence → |
| Pretax income | -1,096,000 | USD | evidence → |
| Income tax | -18,000 | USD | evidence → |
| Net income | -1,078,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,978,000 | USD | evidence → |
| Total capital | 12,019,000 | USD | evidence → |
| Risk-weighted assets | 82,868,000 | USD | evidence → |