Call report 2009Q3
CITIZENS' BANK, INC. — 2009Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,783,000 | USD | evidence → |
| Total loans | 77,483,000 | USD | evidence → |
| Allowance for loan losses | 1,102,000 | USD | evidence → |
| Securities available for sale | 17,265,000 | USD | evidence → |
| Securities held to maturity | 3,499,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,725,000 | USD | evidence → |
| Interest-bearing deposits | 79,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,730,000 | USD | evidence → |
| Equity capital | 11,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,471,000 | USD | evidence → |
| Interest expense | 1,605,000 | USD | evidence → |
| Net interest income | 2,866,000 | USD | evidence → |
| Noninterest income | -225,000 | USD | evidence → |
| Noninterest expense | 2,760,000 | USD | evidence → |
| Provision for loan losses | 702,000 | USD | evidence → |
| Pretax income | -774,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -774,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,295,000 | USD | evidence → |
| Total capital | 12,342,000 | USD | evidence → |
| Risk-weighted assets | 83,731,000 | USD | evidence → |