Call report 2005Q1
CITIZENS' BANK, INC. — 2005Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,808,000 | USD | evidence → |
| Total loans | 46,933,000 | USD | evidence → |
| Allowance for loan losses | 569,000 | USD | evidence → |
| Securities available for sale | 44,595,000 | USD | evidence → |
| Securities held to maturity | 1,228,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,757,000 | USD | evidence → |
| Interest-bearing deposits | 52,181,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,576,000 | USD | evidence → |
| Equity capital | 9,808,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,330,000 | USD | evidence → |
| Interest expense | 514,000 | USD | evidence → |
| Net interest income | 816,000 | USD | evidence → |
| Noninterest income | 203,000 | USD | evidence → |
| Noninterest expense | 605,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 397,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,981,000 | USD | evidence → |
| Total capital | 10,550,000 | USD | evidence → |
| Risk-weighted assets | 57,864,000 | USD | evidence → |