Call report 2004Q4
CITIZENS' BANK, INC. — 2004Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,589,000 | USD | evidence → |
| Total loans | 43,189,000 | USD | evidence → |
| Allowance for loan losses | 548,000 | USD | evidence → |
| Securities available for sale | 43,303,000 | USD | evidence → |
| Securities held to maturity | 1,243,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,429,000 | USD | evidence → |
| Interest-bearing deposits | 49,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,164,000 | USD | evidence → |
| Equity capital | 10,816,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,657,000 | USD | evidence → |
| Interest expense | 1,819,000 | USD | evidence → |
| Net interest income | 2,838,000 | USD | evidence → |
| Noninterest income | 768,000 | USD | evidence → |
| Noninterest expense | 2,350,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 1,237,000 | USD | evidence → |
| Income tax | 349,000 | USD | evidence → |
| Net income | 888,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,831,000 | USD | evidence → |
| Total capital | 11,379,000 | USD | evidence → |
| Risk-weighted assets | 54,357,000 | USD | evidence → |