Call report 2025Q1
UNITED BANK & TRUST CO. — 2025Q1
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,232,000 | USD | evidence → |
| Total loans | 74,669,000 | USD | evidence → |
| Allowance for loan losses | 993,000 | USD | evidence → |
| Securities available for sale | 34,276,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,676,000 | USD | evidence → |
| Interest-bearing deposits | 95,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,175,000 | USD | evidence → |
| Equity capital | 10,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,312,000 | USD | evidence → |
| Interest expense | 408,000 | USD | evidence → |
| Net interest income | 904,000 | USD | evidence → |
| Noninterest income | 168,000 | USD | evidence → |
| Noninterest expense | 664,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 389,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 301,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,149,000 | USD | evidence → |
| Total capital | 13,172,000 | USD | evidence → |
| Risk-weighted assets | 81,874,000 | USD | evidence → |
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