Call report 2024Q4
UNITED BANK & TRUST CO. — 2024Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,263,000 | USD | evidence → |
| Total loans | 71,228,000 | USD | evidence → |
| Allowance for loan losses | 971,000 | USD | evidence → |
| Securities available for sale | 34,201,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,553,000 | USD | evidence → |
| Interest-bearing deposits | 98,543,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,010,000 | USD | evidence → |
| Equity capital | 10,598,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,012,000 | USD | evidence → |
| Interest expense | 1,631,000 | USD | evidence → |
| Net interest income | 3,381,000 | USD | evidence → |
| Noninterest income | 759,000 | USD | evidence → |
| Noninterest expense | 2,757,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 1,388,000 | USD | evidence → |
| Income tax | 308,000 | USD | evidence → |
| Net income | 1,080,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,198,000 | USD | evidence → |
| Total capital | 13,205,000 | USD | evidence → |
| Risk-weighted assets | 80,752,000 | USD | evidence → |