Call report 2004Q1
UNITED BANK & TRUST CO. — 2004Q1
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,637,000 | USD | evidence → |
| Total loans | 40,528,000 | USD | evidence → |
| Allowance for loan losses | 510,000 | USD | evidence → |
| Securities available for sale | 27,727,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,088,000 | USD | evidence → |
| Interest-bearing deposits | 71,782,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,306,000 | USD | evidence → |
| Equity capital | 6,448,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 773,000 | USD | evidence → |
| Interest expense | 420,000 | USD | evidence → |
| Net interest income | 353,000 | USD | evidence → |
| Noninterest income | 37,000 | USD | evidence → |
| Noninterest expense | 397,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | -37,000 | USD | evidence → |
| Income tax | -41,000 | USD | evidence → |
| Net income | 4,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,264,000 | USD | evidence → |
| Total capital | 6,774,000 | USD | evidence → |
| Risk-weighted assets | 50,147,000 | USD | evidence → |