Call report 2003Q4
UNITED BANK & TRUST CO. — 2003Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,916,000 | USD | evidence → |
| Total loans | 37,811,000 | USD | evidence → |
| Allowance for loan losses | 480,000 | USD | evidence → |
| Securities available for sale | 27,634,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,860,000 | USD | evidence → |
| Interest-bearing deposits | 59,554,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,306,000 | USD | evidence → |
| Equity capital | 4,959,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,229,000 | USD | evidence → |
| Interest expense | 1,488,000 | USD | evidence → |
| Net interest income | 741,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 1,421,000 | USD | evidence → |
| Provision for loan losses | 314,000 | USD | evidence → |
| Pretax income | -860,000 | USD | evidence → |
| Income tax | -395,000 | USD | evidence → |
| Net income | -465,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,011,000 | USD | evidence → |
| Total capital | 5,491,000 | USD | evidence → |
| Risk-weighted assets | 45,659,000 | USD | evidence → |