Call report 2005Q1
F&M BANK — 2005Q1
The 22 measures F&M BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,950,000 | USD | evidence → |
| Total loans | 60,120,000 | USD | evidence → |
| Allowance for loan losses | 931,000 | USD | evidence → |
| Securities available for sale | 17,579,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,986,000 | USD | evidence → |
| Interest-bearing deposits | 58,126,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,860,000 | USD | evidence → |
| Equity capital | 6,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,119,000 | USD | evidence → |
| Interest expense | 370,000 | USD | evidence → |
| Net interest income | 749,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 490,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 375,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 367,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,453,000 | USD | evidence → |
| Total capital | 7,260,000 | USD | evidence → |
| Risk-weighted assets | 64,425,000 | USD | evidence → |