Call report 2004Q4
F&M BANK — 2004Q4
The 22 measures F&M BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,106,000 | USD | evidence → |
| Total loans | 62,974,000 | USD | evidence → |
| Allowance for loan losses | 931,000 | USD | evidence → |
| Securities available for sale | 18,859,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,918,000 | USD | evidence → |
| Interest-bearing deposits | 60,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,492,000 | USD | evidence → |
| Equity capital | 6,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,250,000 | USD | evidence → |
| Interest expense | 1,356,000 | USD | evidence → |
| Net interest income | 2,894,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 1,877,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,330,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | 1,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,086,000 | USD | evidence → |
| Total capital | 6,930,000 | USD | evidence → |
| Risk-weighted assets | 67,435,000 | USD | evidence → |