Call reports 2011
PIQUA STATE BANK — 2011
What PIQUA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,809,000 | 26,218,000 | 24,861,000 | 24,754,000 |
| Total loans | 10,994,000 | 11,131,000 | 10,768,000 | 10,149,000 |
| Allowance for loan losses | 267,000 | 244,000 | 243,000 | 246,000 |
| Securities available for sale | 7,246,000 | 8,120,000 | 6,583,000 | 5,122,000 |
| Securities held to maturity | 4,741,000 | 4,734,000 | 4,830,000 | 4,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,140,000 | 23,485,000 | 22,053,000 | 21,967,000 |
| Interest-bearing deposits | 16,318,000 | 16,054,000 | 14,892,000 | 14,362,000 |
| Noninterest-bearing deposits | 7,822,000 | 7,431,000 | 7,161,000 | 7,605,000 |
| Equity capital | 2,549,000 | 2,604,000 | 2,647,000 | 2,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 464,000 | 702,000 | 916,000 |
| Interest expense | 31,000 | 59,000 | 84,000 | 107,000 |
| Net interest income | 197,000 | 405,000 | 618,000 | 809,000 |
| Noninterest income | 32,000 | 73,000 | 108,000 | 134,000 |
| Noninterest expense | 219,000 | 449,000 | 657,000 | 890,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 32,000 | 77,000 | 61,000 |
| Income tax | 0 | 2,000 | 5,000 | 37,000 |
| Net income | 10,000 | 30,000 | 72,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,471,000 | 2,491,000 | 2,533,000 | 2,485,000 |
| Total capital | 2,641,000 | 2,662,000 | 2,699,000 | 2,633,000 |
| Risk-weighted assets | 13,540,000 | 13,578,000 | 13,234,000 | 11,744,000 |