Call report 2005Q1
MOUNTAIN VALLEY BANK — 2005Q1
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,947,000 | USD | evidence → |
| Total loans | 51,948,000 | USD | evidence → |
| Allowance for loan losses | 770,000 | USD | evidence → |
| Securities available for sale | 3,481,000 | USD | evidence → |
| Securities held to maturity | 7,654,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,160,000 | USD | evidence → |
| Interest-bearing deposits | 54,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,626,000 | USD | evidence → |
| Equity capital | 8,470,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,158,000 | USD | evidence → |
| Interest expense | 271,000 | USD | evidence → |
| Net interest income | 887,000 | USD | evidence → |
| Noninterest income | 100,000 | USD | evidence → |
| Noninterest expense | 646,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 266,000 | USD | evidence → |
| Income tax | 93,000 | USD | evidence → |
| Net income | 173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,493,000 | USD | evidence → |
| Total capital | 9,100,000 | USD | evidence → |
| Risk-weighted assets | 48,409,000 | USD | evidence → |